Household budgeting

See your money 12 months ahead.

PRIYE Budget projects your household's real running cash balance a full year out, stress-tests it with what-if scenarios, and shares it privately with your partner. Clear numbers, no spreadsheets.

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Free to start · one-time purchase to own it · no subscription

12-month cash flow

The Desai household, projected · sample data

live engine

Projected balance · 12-mo end

$5,200

$1,319$4,450$7,581

Jul'26AugSepOctNovDecJan'27FebMarAprMayJun

Dips to -$600 in February 2027 — build a buffer before then.

Everything in one clear view

Built for real households — including the messy parts: variable invoice income, a leave, a corp, two people.

12-month cash-flow chart

A running-balance projection — not a per-month snapshot — so the cumulative trough (the real “do we survive?” point) shows up before it bites.

What-if scenarios

Stress-test the plan side-by-side: a mat-leave, an income drop, a big purchase. See the curve bend before you commit.

Funds & envelopes

Named buckets for emergency, tax reserve, FHSA, a vacation. Targets, progress, and set-asides that suppress your free surplus honestly.

Partner sharing

Invite your partner to the same private household. Row-level security keeps every other household fully invisible.

Business year-end

Incorporated? Track HST, tax reserves and shareholder draws (s.15(2)), then export a clean year-end summary for your CPA.

Read API + MCP

Pull a budget summary into a spreadsheet, a script, or an AI assistant over the Model Context Protocol. Read-only, per-household keys.

What-if scenarios

Answer “can we afford it?” before you decide.

Toggle a scenario and watch the same projection re-draw instantly — a parental leave that pauses a salary and layers in EI + CCB, a 20% income drop, or a $12k purchase. The lowest point and the tightest month update live, so you plan the buffer before the dip, not after.

Mat-leaveIncome −20%Big purchaseSide income

✓
Running balance, not snapshots
The cumulative trough is what tells you if you make it — we plot that, dated.
✓
Actual-aware
Mark a paycheck received and the curve uses the real number, not the estimate.
✓
Honest free surplus
Set-asides and tax reserves are walled off so “spendable” means spendable.

Simple, honest pricing

Start free. Own the app with a one-time purchase — no subscription. Add only the Pro features you want.

Solo

Your whole budget, just you.

Freeforever

✓12-month cash-flow projection
✓What-if scenarios
✓Funds, bills & schedule
✓1 member

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A read API and an MCP server.

Mint a per-household, read-only key and pull your budget summary anywhere — a spreadsheet, a cron job, or an AI assistant over the Model Context Protocol. Keys never write to your data, and one key can only ever see its own household.

$ curl -H "Authorization: Bearer pbk_live_…" \
    https://priye.tech/api/budget/summary

{
  "household": { "name": "…", "currency": "CAD" },
  "thisMonth": { "income": 5887, "freeSurplus": 402 },
  "outlook": {
    "endingBalance": 5200,
    "lowest": { "month": "2027-02", "survives": false }
  }
}

Know your runway. Today.

Set up your private household in about two minutes — your income, your bills, your goals — and watch your year take shape.

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